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Top 3 Credit Cards to Build Your Score from Scratch in 2026

If you are looking to improve your financial standing, choosing the right starter card is essential.


In 2026, the best options for beginners or those rebuilding credit are:

  1. Secured Credit Cards: Great for those with no history.
  2. Store Credit Cards: Easier approval for everyday purchases.
  3. Student Cards: Perfect for young adults starting out.

Remember: Always pay your full balance on time to see your score grow!

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