Last Updated: February 18, 2026
At Smart Credit Today, accessible from https://smartcredittoday.com, your privacy is our top priority. This Privacy Policy document outlines the types of personal information collected and recorded by us and how we use it. We operate in full compliance with the General Data Protection Law (LGPD – Brazil), General Data Protection Regulation (GDPR – EU), California Consumer Privacy Act (CCPA), and the NY SHIELD Act.
1. Data Controller Identification
Smart Credit Today is owned and operated by 59.348.781 APARECIDA DE SOUZA MOREIRA SILVA (ASCENDERES), a legal entity registered under CNPJ: 59.348.781/0001-52, headquartered in Santos, SP, Brazil. Contact Email: contact@smartcredittoday.com
2. Information We Collect and Purpose
2.1. Personal Data: We collect your name, email address, and phone number when you voluntarily fill out our forms.
- Purpose: To provide customer support, respond to inquiries, and—with your explicit consent—send marketing communications, financial tips, and product offers via SMS or Email.
2.2. Usage Data (Log Files): We follow a standard procedure of using log files. Information collected includes IP addresses, browser type, Internet Service Provider (ISP), date/time stamps, and referring/exit pages.
- Purpose: To analyze trends, administer the site, and track user movement to improve the experience. This data is not linked to personally identifiable information.
3. Cookies and Tracking Technologies
Smart Credit Today uses ‘Cookies’, ‘Pixels’, and ‘Web Beacons’. These are used to store visitors’ preferences and optimize the user experience by customizing our web page content.
- Google DoubleClick DART Cookie: Google, as a third-party vendor, uses DART cookies to serve ads based on visits to our site. You may decline the use of DART cookies by visiting the Google ad network Privacy Policy.
4. Data Sharing and Third Parties
We do not sell, rent, or lease your personal data to third parties for profit. Sharing only occurs with:
- Service Providers: Telecommunications and marketing companies strictly to deliver our requested SMS/Email communications.
- Legal Obligations: When required by law or judicial order to protect our rights or property.
5. Your Rights (LGPD/GDPR/CCPA)
You have the right to request:
- Confirmation of data processing;
- Access and correction of incomplete or inaccurate data;
- Anonymization or deletion of data;
- Revocation of consent at any time (Opt-out).
6. Children’s Privacy
Our platform is not intended for persons under 18 years of age. We do not knowingly collect personal data from minors. If we detect such data, it will be deleted immediately.
7. Consent
By using our website, you hereby consent to our Privacy Policy and agree to its Terms and Conditions.