1. Acceptance of Terms By accessing and using Smart Credit Today (https://smartcredittoday.com), you agree to comply with and be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use our website.
2. Access and Use Access to our content is free. Users must be at least 18 years old to use this platform. You agree to use the website only for lawful purposes and in a way that does not infringe the rights of others.
3. Intellectual Property All content, logos, trademarks, and graphics on this site are the property of Ascenderes (59.348.781 APARECIDA DE SOUZA MOREIRA SILVA) or its partners. Unauthorized use, reproduction, or distribution of this material is strictly prohibited.
4. Third-Party Links Our website may contain links to third-party websites (banks, financial institutions, or advertisers). We do not control and are not responsible for the content, privacy policies, or practices of any third-party sites.
5. Limitation of Liability Smart Credit Today and Ascenderes shall not be liable for any damages arising out of the use or inability to use the materials on this website, including but not limited to loss of data or profit.
6. Governing Law These terms are governed by and construed in accordance with the laws of the Federative Republic of Brazil. Any disputes shall be resolved in the courts of Santos, SP, Brazil.
Last Updated: February 18, 2026